The Student Health Clinic will file any charges incurred with your health plan. Examples of charges include: office visits, lab work, injections, physicals, and procedures. You will be required to provide a current copy of your insurance card at the time of your visit. You will be responsible for all co-pays, deductibles, and co-insurance. Any charges that are not covered by insurance will also be your responsibility to pay.
If you have an out of state insurance plan, PPO, or HMO, please notify them that you (or your student) will be attending college out of state. Please give them the referral from your primary doctor for visits at the student health clinic.
The Student Health Insurance information form can be found on the clinic website. Please print and complete ahead of time and bring it your appointment.
Domestic Student Insurance:
With country-wide effects of the Affordable Care Act, understanding your own personal health insurance is a must to ensure a stable future. To help answer questions, we provide extensive guides on the subject of health insurance including:
- Understanding general health insurance
- A look a the Affordable Care Act
- Health insurance for college students
- Navigating health care while uninsured
- Deciphering medical bills
You can take a look here: http://medicalbillingandcoding.org/health-insurance-guide/overview/
The health insurance marketplace website, www.healthcare.gov, has interactive tools that will assist you in finding an insurance plan that meets your coverage needs and will help you determine if your income level qualifies you for a subsidy. The state of South Dakota has three providers available in the health insurance marketplace, including: Avera Health Plans, Sanford Health Plan, and Dakota Care.
Health Insurance Marketplace- applications, compare plans, enroll, or ask a question 1-800-318-2596
South Dakota State University Representative for domestic students - Patient Services 605-688-6900
International Student Insurance:
For all foreign national students, BOR Policy 3.14 requires that you have credible health insurance as determined by the SD Board of Regents. You are responsible for purchasing health insurance coverage that meets BOR Policy 3.14 requirements, any federal visa requirements, and IRS regulations. For detailed IRS regulations please click HERE.
The South Dakota Board of Regents has identified several health insurance plan design options for you to choose from, the acceptable plans are outlined below. You will be required to provide proof of coverage to your University representative. If you do not provide proof of insurance, you will not be able to enroll in any SD Board of Regents university. However, under limited circumstances, SDBOR may waive this requirement if a student provides adequate proof of coverage by completing the Health Insurance Waiver Request Form.
The following reasons will qualify you for a waiver of the health insurance requirement:
Embassy Sponsored Insurance - Documentation due no later than 10/1.
- Employer Sponsored (including Medical Evacuation and Repatriation)
- ISEP Exchange
- Indefinite Residence
- Provide Documentation of SD Domicile based on Visa Status (defined by BOR)
Plan Design Options:
Please choose one of the following plans to fit your needs.
- ISO Med
- ISO-Care - auto enrollment only, please contact the International Student Office for enrollment
Proof of coverage is required by the add/drop date, Thursday, August 31st, 2017 as specified by the academic calendar and should be provided to your international student advisor. If you do not provide proof of coverage you will be withdrawn from enrollment at your university.
South Dakota State University Representative for International Students - Greg Wymer 605-688-4482