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Financial & Housing Counseling Certificate

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The Financial & Housing Counseling certificate program prepares students to apply for the Accredited Financial Counselor (AFC) and Certified Housing Counselor (CHC) certifications. Learn to help households manage their personal finances to best meet the needs for housing, debt recovery and long-term financial planning. Courses cover several key areas of financial planning, including family systems and economics, insurance planning, financial readiness for military families, personal income taxation as well as housing and real-estate. Tailor your courses towards the certification you are hoping to obtain— AFC or CHC.

AFC Professionals: Have a thorough understanding in the particulars of debt, credit and governmental assistance programs. To be an AFC, you must complete 1,000 hours of experience in admissible financial counseling in order to enroll for the certification exam.

CHC Professionals: Specialize in residential housing, such as property appraisals, contracts, rights and deeds, financing and taxation, the real estate and mortgage industries and legislation. To be a CHC, you must complete 1,500 hours of admissible housing counseling experience in order to enroll for the certification exam.

Students successfully completing the Financial & Housing Counseling certificate program will be able to sit for the AFC examination or the CHC examination. Learn more about certification >>

Career Opportunities

  • Credit Counselor

  • Loan Counselor

  • Financial Specialist

  • Bank Customer Service

  • Social Worker

  • Human Resource Assistant

Providing access to the best opportunities.


This program is offered through SDSU's partnership with the Great Plains Interactive Distance Education Alliance (GPIDEA). Collaborative, multi-institutional online programs expand and diversify your educational opportunities. Courses led by instructors from partner universities and interactions with geographically-dispersed students will broaden your perceptions and knowledge. Learn more >>

"What I like the most about SDSU is that the program is incredibly unique and many different schools come together to teach one program. It's a great program because teachers really know the information and they specialize in what they are teaching. The program at this school really centers around the students."

RACHAEL KUHN, Online Student
Financial & Housing Counseling Certificate


Wookjae Heo
College of Education & Human Sciences
Phone: 605-688-5196


Aimee Maher
Phone: 605-688-4154


Phone: 605-688-4154
CDE Email 
CDE Website


Phone: 605-688-4181
Graduate Admissions Email 
Graduate Admissions Website