Student Health Insurance 

Insurance Billing

The Student Health Clinic will file any charges incurred with your health plan. You will be required to provide a current copy of your insurance card at the time of your visit. You will be responsible for all co-pays, deductibles and co-insurance. Any charges that are not covered by insurance will also be your responsibility to pay.

For questions about billing at the Student Health Clinic feel free to stop in or call and set up an appointment with our Patient Account Service Department during clinic hours.

 

Domestic Student Insurance:

With country-wide effects of the Affordable Care Act, understanding your own personal health insurance is a must to ensure a stable future. To help answer questions, we provide extensive guides on the subject of health insurance including:

You can take a look here: http://medicalbillingandcoding.org/health-insurance-guide/overview/

The health insurance marketplace website, www.healthcare.gov, has interactive tools that will assist you in finding an insurance plan that meets your coverage needs and will help you determine if your income level qualifies you for a subsidy. The state of South Dakota has three providers available in the health insurance marketplace, including: Avera Health Plans, Sanford Health Plan, and Dakota Care.

Helpful Information

Health Insurance FAQ for Young Adults

How to apply for coverage

Health Insurance Marketplace- applications, compare plans, enroll, or ask a question 1-800-318-2596

Navigating the Health Insurance Marketplace

South Dakota State University Representative for domestic students - Karla Anderson 605.688.5130

International Student Insurance:

For all foreign national students, BOR Policy 3.14 requires that you have credible health insurance as determined by the SD Board of Regents. You are responsible for purchasing health insurance coverage that meets BOR Policy 3.14 requirements, any federal visa requirements, and IRS regulations. For detailed IRS regulations please click HERE.

The South Dakota Board of Regents has identified several health insurance plan design options for you to choose from, the acceptable plans are outlined below. You will be required to provide proof of coverage to your University representative. If you do not provide proof of insurance, you will not be able to enroll in any SD Board of Regents university. However, under limited circumstances, SDBOR may waive this requirement if a student provides adequate proof of coverage by completing the Health Insurance Waiver Request Form.

The following reasons will qualify you for a waiver of the health insurance requirement:

Embassy Sponsored Insurance - Documentation due no later than 10/1.

  • Employer Sponsored (including Medical Evacuation and Repatriation)
  • ISEP Exchange
  • Indefinite Residence
  • Provide Documentation of SD Domicile based on Visa Status (defined by BOR)
  • Athletics

International Student Health Insurance Waiver

Insurance Carrier

ISO Student Health Insurance (ISO)

Toll free:  (800)244.1180

General:  (212)262.8922

Plan Design Options:

Please choose one of the following plans to fit your needs.

  • ISO Med
  • Unlimited - Affordable Care Act Compliant
  • ISO-Care

 

Proof of coverage is required by the add/drop date, September 3, 2015 as specified by the academic calendar and should be provided to your international student advisor. If you do not provide proof of coverage you will be withdrawn from enrollment at your university.

South Dakota State University Representative for International Students - Greg Wymer 605.688.4482