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Federal Direct Student Loan Repayment

Loan Counseling

Students who graduate or drop below half-time enrollment need to complete Exit Loan Counseling through the National Student Loan Data System (NSLDS). If you borrowed federal Perkins, Nursing or Pharmacy Loans, the SDSU Loan Collections Department will provide information on completing additional exit loan counseling.

Loan Holder Information

For a complete list of your federal student loans, visit the Financial Aid Review Section of NSLDS. NSLDS provides current loan balance and loan holder contact information. You will need your Federal Student Aid (FSA) ID to access your loan information.

NSLDS does not provide information on alternative or private student loans. Please contact your loan holders for information about repaying private or alternative student loans.

Direct Loan Repayment

The Direct Loan Program offers several repayment plans. For information on repayment options or to calculate your monthly payment amount, visit the Federal Student Aid website. You may also contact your loan holder to discuss repayment options.

Loan Consolidation allows borrowers to combine their federal loans into a Federal Direct Consolidation Loan.

Loan Disputes

The U.S. Department of Education's Federal Student Aid Ombudsman is available to assist federal student loan borrowers who have disputes or issues that they have not been able to resolve with the loan holder. Students who have unresolved issues with private or alternative loans should contact the Consumer Financial Protection Bureau.